The Case for Healthcare Reform, Part 2

This is Part 2, for Part 1 click HERE.

In addition, a national development of a computerized records system, such as those pioneered by the Mayo and Cleveland Clinics which have helped enhance the outcome of its patients and have reduced the cost of healthcare, is an important goal. As for opportunities for the private sector in healthcare reform initiatives such as computerized records, many companies have already stepped in with their programs, such as Microsoft HealthVault, Google Health, and Dossia. Healthcare reform would mean a greater use for these services. This is an example that while private industry is integral in innovations in a free market, when there is an exclusive product or service that, if made more accessible to the entire population, would benefit all, then the government has a right to step in and make that happen.

These and other actions proposed by the President as well as countless economists and independent research organizations leads to lower long-term healthcare costs and a better lifestyle for everyone, with fewer worries. Take a look at Canada, the UK, France, or even Cuba; they have a nationalized healthcare system which includes 'perks' such as paid maternity leave that led to healthier, longer lives for their citizens and a more productive economy. Worries in the US about paying for the healthcare of illegal aliens is simply untrue, and is one of many lies fanned by such closed-minded reactionaries such as Newt Gingrich and Sarah Palin, who recently has conjured up terms such as "Obama's Death Panel."

The public option is also a major component of healthcare reform since it allows individuals and families to do what makes America a great capitalist nation: purchase the health plan of their choice. This creates more competition and makes HMOs lower their ridiculously high premiums and provide better value for the money to compete. The President's plan to also make individuals pay for basic health insurance (with certain exemptions) will ensure that the responsibility of staying healthy is shared by everyone, since an illness here will affect everyone else.

The need for healthcare reform in this great nation is best summed up by a quote from John Locke, one of the great Enlightenment philosophers whose ideas helped patriots establish the American government. In Locke's Second Treatise of Government, he said,

"This makes him willing to quit a condition, which, however free, is full of fears and continual dangers: and it is not without reason, that he seeks out, and is willing to join in society with others, who are already united, or have a mind to unite, for the mutual preservation of their lives, liberties and estates, which I call by the general name, property."

When our freedom is attacked, do we all not band together to defend it? This is the question we must ask ourselves now but for healthcare - can we risk continuing to fear whether or not our guardians of our health (doctors) and their employers (private insurance companies) are truly caring for our well-being whenever we get sick? More and more, we see doctor's pledges to the Hippocratic Oath being more and more overshadowed by the promise of pay from insurers. Or will we form a better society by investing in our physiologic and economic future by ensuring that everyone has the same fair access to healthcare that people better off get? Let us honor the late, great Senator Ted Kennedy, who fought for decades for better healthcare for Americans. Let us make the right choice as a united country for the betterment of ourselves and for our future generations. Let us say yes to the President’s healthcare reform.

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The Case for Healthcare Reform, Part 1

We need healthcare reform NOW. This can be accomplished in two ways: 1) Regulating insurance companies; the word regulate being one of the most hated words in the Republican dictionary, and 2) Overhauling what HMOs can do and providing a Public Option, as the President has proposed. Frankly speaking, the most likely reform to pass will undoubtedly be the second option, although this does not mean I am on the GOP’s side. This article addresses why we need healthcare reform.

For too long, we have let the people of this country go without a security that if they get sick, they will be provided the necessary health coverage to get better. Insurance companies cannot be trusted based on its 30+ years history - they terminate a patient's health insurance when it becomes too costly for them. They pay doctors and hospitals for the amount of tests they conduct, rather than how much better the patient gets. They deny coverage to people which ends up costing everyone more through higher premiums by not giving them the proper care they deserved originally. A sick worker leads to lower productivity and increased costs for businesses as well as higher long-term costs in the world economy and increased burdens on future generations.

Republicans and Conservatives claim that the government will not be able to handle national healthcare since it already cannot effectively handle Medicare and other government-regulated industries. They claim that Medicare is bloated and that people should instead go and buy their own insurance. But if someone is sick, how can they possibly afford the time to review the offers of private insurance companies when the companies are only in for profit? President Nixon started Health Maintenance Organizations (HMOs) because it provided a way for private companies to earn a profit off our illness. True, having perfect competition is a key value of democracy and capitalism in America, and a free market with individual choice is key to ensuring the best quality. But when it comes to healthcare, something that is so integral to our lives, we just cannot trust large corporations who pocket our money for their happiness to ensure that we will be better off. From an insurance companies' point of view, if a patient is going to be too expensive to keep insuring, then they just cut them off, regardless of the fact that the patient has paid them continually beforehand for an assurance that they will be taken cared for in times of need. Is that not what insurance is for?

And trust me, I am not only behind healthcare reform for myself, I am also writing for my uncle, who for nearly a year has been in and out of area hospitals and has most recently been diagnosed with leukemia. What made my family’s dealing with this crisis worse was brought on by his insurance company's ridiculous terms. When the hospital chose to place him in a 1-person room, his HMO denied payment since they would only pay for his hospitalization’s room and board if he stayed in a "semi-private" (2-person) room. This dispute took place at a time when he was suffering immensely as a result of sometimes-failed treatments and numerous blood transfusions. Another incident was when he had to be rushed to the hospital after being released due to a sudden change in his condition. The HMO accused him for not notifying them beforehand about a hospitalization, but in an emergency, would anyone really be willing to spend precious time waiting on a phone with their insurer to let them know that they needed to go to the hospital? Besides, the hospital, with its numerous staff and resources, should have the responsibility to notify the insurance company.

Having the government step in and level the playing field is critical in the healthcare industry because they realize that since our tax dollars are being used to pay for it, there has to be a good return for the investment. Instead of waiting until a patient is sick to treat them, more emphasis is placed on ensuring that patients get better preventative treatment by increasing the availability of tests which help spot problems before they occur. Rewarding health practitioners for the quality of care rather than the quantity of care they give, the reverse of which was the status quo, is also a key goal of healthcare reform since it does not make sense for hospitals to release patients before they fully recover to only have them return soon for the same problem.

Part 2 - Conclusion - will be available tomorrow.

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Health Reform is NOT Socialist

President Obama's Healthcare reform is not socialist: just take a look at this TIME cartoon which illustrates that if Republicans had their way, there would be no such thing as public school in America. Where would we be without public options?



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Reform (or get rid of) HMOs Now!

Apparently, the new health insurance plan I am now covered under only allocates one checkup for every two years. The recommended interval and the ones other major HMOs use is once every year. What happened?!?! Since a single checkup is expensive if someone does not have insurance or uses up more than the alloted amount, this creates a dilemma. Decreased checkups = less diagnoses of diseases, illnesses, or other ailments = a more sickly person = decreased productivity = decreased revenues for the business they are employed in = increased costs in paying for that worker's worsened health problems or hiring more workers to make up for the lost productivity! Abolish (or at least reform) HMOs now! It works in Canada, the UK, France, and Cuba, so why not the U.S.?